Terms of Use
Last Updated: 08-01-2024
Welcome to InvestPal.me (“the Website”). By accessing or using our Website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before subscribing to our services or using the Website. If you do not agree with these terms, you should not use our Website.
1. Acceptance of Terms
By accessing, subscribing, or using any part of the Website, including premium content, tools, or resources, you agree to abide by these Terms of Use and any policies referenced herein. These Terms apply to all users, including visitors and registered members.
2. Membership and Subscription
We offer various membership tiers, some of which may provide access to exclusive premium content, tools, and features. By subscribing to any paid membership, you agree to the following:
- Subscription Fees: Membership access to premium content is subject to the payment of subscription fees as described on the Website. These fees are non-refundable unless otherwise stated in our refund policy.
 - Automatic Renewal: Your subscription may automatically renew unless canceled before the end of the subscription period. You will be charged based on the payment method on file.
 - Cancellation: You may cancel your subscription at any time through your account settings. Cancellation will prevent future charges, but you will retain access to premium content for the remainder of the billing period.
 
3. Premium Content
Premium content, including articles, reports, tools, and other resources, is restricted to subscribed members. Unauthorized access or sharing of premium content is strictly prohibited. You agree not to:
- Redistribute, sell, or otherwise exploit any premium content without express written permission from InvestPal.me.
 - Attempt to bypass any access controls or security measures put in place to protect premium content.
 
4. Intellectual Property
All content on the Website, including but not limited to text, images, videos, graphics, and logos, is owned by or licensed to InvestPal.me. You may not reproduce, distribute, or create derivative works from the Website’s content without explicit permission.
5. User Accounts
To access certain areas of the Website, including premium content, you will need to create an account. You are responsible for:
- Maintaining the confidentiality of your account information, including your username and password.
 - Ensuring all information you provide is accurate and up to date.
 - Any activities that occur under your account. If you believe your account has been compromised, you must notify us immediately.
 
6. Prohibited Conduct
By using the Website, you agree not to:
- Violate any applicable laws or regulations.
 - Use the Website for any unlawful purpose.
 - Interfere with the operation of the Website, including hacking or disrupting the server or network.
 - Post or transmit any harmful or offensive content, including but not limited to spam, viruses, or defamatory materials.
 
7. Disclaimer of Warranties
The content provided on the Website is for informational purposes only and does not constitute financial advice. InvestPal.me makes no representations or warranties regarding the accuracy or completeness of the information on the Website. You agree to use the content at your own risk.
8. Limitation of Liability
In no event will InvestPal.me or its affiliates be liable for any damages, including without limitation, direct, indirect, incidental, or consequential damages arising from your use of the Website or its content.
9. Termination
We reserve the right to terminate or suspend your account and access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users of the Website, us, or third parties.
10. Changes to the Terms of Use
We reserve the right to update or modify these Terms of Use at any time. Changes will be posted on this page, and your continued use of the Website after any changes constitutes acceptance of the new Terms.
11. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of Hong Kong, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.
12. Contact Information
If you have any questions about these Terms of Use, please contact us at:
InvestPal
[email protected]
By using our Website and subscribing to our premium services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
